Where FinTech heritage meets AI-powered innovation
BTS is a FinTech infrastructure and AI-powered financial ecosystem company. We deliver the payment platforms, digital banking systems, and embedded AI capabilities that banks and financial institutions across the MENA region use to operate, compete, and grow.
FinTech infrastructure you can build on
BTS is not a software reseller or a systems integrator. We own our platform, run our own certifications, and take direct engineering accountability for every deployment.
Deep FinTech heritage
Over a decade building and operating ATM, POS, kiosk, switching, and mobile-wallet platforms for banks across the MENA region.
Bank-grade reliability
EMV certified, PCI-DSS aligned, and HSM-backed. Every component is designed to meet the security and availability standards banks require.
AI built in, not bolted on
AI capabilities run inside the transaction path, the terminal estate, and customer-facing channels — not as separate tools that require separate integrations.
End-to-end ownership
We own our software, run our own certifications, and stay embedded with bank operations teams for the life of each deployment.
Six capability areas, one integrated platform
Every BTS capability is designed to work with the others. Banks deploy the layers they need now and add more as their requirements grow.
Digital Banking
Mobile banking, digital wallets, and card management systems — the full digital product layer for banks.
Payment Infrastructure
EFT POS, payment gateway, and ISO 8583 switching — the transaction acceptance and routing layer.
Self-Service Banking
ATM networks, self-service kiosks, and TMS — 24/7 banking channels managed from a single platform.
Banking Integration
T24, Finestra & FLEXCUBE connectors, notification platforms, and API middleware — connecting channels to core systems.
AI Financial Ecosystem
Behavioral intelligence, fraud detection, document RAG, and AI-driven workflows built into the platform.
Managed Services
End-to-end implementation, certification, ongoing support, and advisory from the engineers who built the system.
AI built into the financial infrastructure
BTS does not position itself as an AI company. We are a FinTech infrastructure company that has spent two years building AI capabilities that fit inside existing bank environments — compliant with regulatory constraints, explainable to compliance teams, and deployed within the bank's own security perimeter.
The result is an AI-powered financial ecosystem that enhances the payment infrastructure banks already operate — rather than requiring them to adopt a parallel set of AI tools.
Explore the AI ecosystemBehavioral Intelligence
Passive risk scoring in the transaction path. Step-up authentication only when the risk model requires it.
Financial Risk & Intelligence
Real-time anomaly detection with explainable scores. Per-market model tuning for MENA fraud patterns.
AI-Powered Automation
Cash forecasting, predictive maintenance, and automated reconciliation triage across the terminal estate.
Intelligent Banking Channels
AI-enhanced ATM, kiosk, and mobile experiences grounded on the bank's own content — not the open web.
2014
Founded
Over a decade in FinTech
5+
Countries served
Jordan · Iraq · UAE · Lebanon · Libya
24/7
Support coverage
Managed services with defined SLAs
PCI
DSS aligned
EMV certification consulting
Ready to modernize your financial infrastructure?
Talk to our solutions team about your requirements — payment infrastructure, digital banking, or AI capabilities.